Leave your credit card at home – you should only use your credit card for planned purchases, so rather than carrying it in your wallet, why not just leave it at home and avoid the temptation of using it for frivolous purchases?Build up an emergency cash fund – open a savings fund, that you can access in emergencies, rather than relying on your credit card for paying a plumber to fix a leak
Stop trying to keep up with Joneses next door – letting go of the desire to have the latest and greatest takes a huge amount of weight of your shoulders and reduces your need to stretch your cash.
