Mortgage Payment


Not only you will need to show you have sufficient "reserve funds" in your bank account to make your future monthly mortgage payment, but also you need to prove that you have enough money generation capability to sustain your ability to make payments in the future.

The most common way to prove is to disclose your current employment status and the salary that you are making. The bank will often ask for your last 2 years of tax returns (to prove you have a history of making similar salary) and then the last 2 pay stubs (to prove that you are really making the salary that you claim you are making). So as long as you are telling the truth, you should have no issues providing your tax returns and pay stubs as proofs.

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