Now that you know your current situation, goals, and personality, you should have a pretty good idea of what your long term plan should be. It should detail where the money will go: cars, houses, college, retirement. It should also detail where the money will come from. Hopefully the numbers will be about the same.
Don’t try to time the market. Get in and stay in. We don’t know what direction the next 10% move will be, but we do know what direction the next 100% move will be.
Review your plan periodically, and whenever your needs or circumstances change. If you are not confident that your plan makes sense, talk to an investment advisor or someone you trust.
Hello Everybody,
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