- Frommeyer and Arnold both suggest checking your credit as often as possible. You can get a free credit report annually through AnnualCreditReport.com.
- In addition to paying bills on time, they suggest not opening too many lines of credit in a short period of time. A few per year is okay, but lenders are typically wary of people they determine to be "credit dependent."
- They also say to clear up any problems or mistakes immediately. Lenders don’t want to hear explanations; they want to see solutions.
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