By the time children are in third or fourth grade, they may be ready to open a bank account. It can be very disturbing to a child who is used to seeing their money accumulate in their piggy bank to have it suddenly disappear.
So, it is up to the parents to teach them how banks work. Their money is being kept some place safe; but it is still theirs!
When Dylan was ready to get started we made a point of visiting our local bank so he could see the building in which his money would be kept.
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